For more than 20 years, Raymond James has partnered with Habitat for Humanity chapters across the country, and has sponsored 11 full home builds for Habitat for Humanity of Pinellas & West Pasco Counties. Habitat for Humanity empowers individuals and families to build and buy their own homes with the help of people in the community. Homes are sold at no profit and no interest to households who do not qualify for a traditional mortgage. The program prepares homeowner partners with education courses on topics like budgeting and home maintenance.