Access to safe, decent and affordable housing, for many in our service area, remains elusive. All too often families struggle just to afford the basic cost of a home. Additionally, the Covid-19 pandemic has disproportionately affected low to moderate-income households, further exacerbating the ever-growing need for affordable housing. Unfortunately, hammers and nails alone cannot fully address this social ill. Both broad-based and targeted policies need to be enacted (and sometimes repealed) to enhance access to affordable housing and ultimately accomplish our vision in which everyone has a decent place to live.